First PacTrust Bancorp has reported a net loss of $1.3 million, or $0.35 per share, for the fourth quarter ended December 31, 2008, compared to net income of $840,000, or $0.20 per share, for the fourth quarter ended December 31, 2007.For the fourth quarter of 2008, net interest income before provision for loan losses increased $1.8 million to $6.1 million, compared to $4.3 million in the same period of 2007.
For the year ended December 31, 2008, First PacTrust Bancorp reported a net loss of $529,000, or $0.15 per diluted share, compared to net income of $3 million, or $0.70 per diluted share, for the year ended December 31, 2007. Net interest income before provision for loan losses for the year 2008 increased $6 million to $22.9 million, compared to $16.9 million in 2007.
Total assets as of December 31, 2008 were $876.52 million versus $774.72 million as of December 31, 2007.
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